Custom Home Building Process: Step-by-Step Guide for First-Time Builders
Building a custom home is equal parts exciting, nerve-wracking, and “what do I do with all these Pinterest boards?” At Jones & Jones, we like to keep the process as clear (and fun) as possible. Here’s a step-by-step look at the custom home building process, so you know what to expect, what to ask, and how to avoid those “oops, wish we’d thought of that earlier” moments.
Step 1: Define Your Vision and Budget
Before any hammers swing, it’s time to dream big — and then match those dreams with a realistic budget.
Ask yourself:
Do you want wide-open spaces or cozier nooks?
How many bedrooms and bathrooms will keep everyone happy?
Are you more modern, mid-century, or prairie-style at heart?
At the same time, think through costs. Land, permits, utilities, and site prep aren’t as glamorous as countertops, but they matter just as much.
Jones & Jones tip: Make a “must-have” list and a “nice-to-have” list. That way, when the budget conversations start, you’ll know exactly where to splurge and where to save.
Step 2: Find and Choose Your Builder
Spoiler: if you’re reading this, you’ve already found one.
Choosing the right builder is like picking a teammate for a three-legged race — you want someone who’s experienced, communicates well, and won’t trip you up halfway through. Look at past projects, ask about their process, and make sure you feel comfortable asking a lot of questions.
We hear these all the time:
What’s included in the base price per square foot?
How do design changes work once we start?
Can we build more energy-efficient?
The short answer: transparency is our thing. The long answer: let’s talk.
Step 3: Design Your Home
This is the fun part, where ideas turn into floor plans and floor plans turn into “whoa, this is actually happening.” You’ll work with us directly to sketch, refine, and bring your vision to life.
Expect a few rounds of revisions. Don’t be shy about asking, “Can we move this wall?” or “What would it cost to add a window here?” That’s what this stage is for. The design process is where your dreams and your budget sit down together, shake hands, and figure out how to coexist.
Step 4: Secure Financing and Permits
Financing a custom home is a little different than getting a standard mortgage — think construction loan first, mortgage later. We’ll help point you in the right direction and work with your lender so everyone’s on the same page.
On the paperwork side, we’ll handle permits, approvals, and inspections (a.k.a. the less glamorous but totally essential stuff). You just get to focus on the fun decisions.
Step 5: Break Ground and Begin Construction
Now comes the part where things start looking like an actual house instead of just lines on paper. Construction usually follows this rhythm:
Site prep and foundation
Framing (a.k.a. the “this is huge!” stage)
Plumbing, electrical, HVAC
Insulation and drywall
Interior finishes (cabinets, flooring, paint, personality)
Final walkthrough and polish
Depending on the size and scope, building a custom home can take 6–12 months. Yes, it requires patience — but every week gets you closer to walking through your front door for the first time.
Step 6: Final Walkthrough and Move-In
Before you get the keys, we’ll do a detailed walkthrough together. This is where you get to point out anything that needs tweaking, and we’ll make sure it’s handled before move-in.
After that? Pop the champagne (or sparkling water), your custom home is officially yours!
What to Remember Before Building a House
Pick a builder you trust (hopefully that’s us).
Be open and realistic about your budget.
Ask questions — there’s no such thing as too many.
Expect a few surprises, and roll with them.
Enjoy the process — it’s not every day you get to design something this personal.
Final Thoughts
At Jones & Jones, we know the custom home building process can feel overwhelming at first. That’s why we keep it clear, collaborative, and just a little fun along the way. With the right plan, the right team, and a dash of patience, building your dream home isn’t just possible — it’s one of the most rewarding journeys you’ll ever take.
